Seven Tips

Shopping is an integral part of our lives, whether it's for groceries, clothing, or the latest gadgets. However, without a strategic approach, shopping can easily lead to overspending and financial stress. Here's a guide to help you shop smarter and keep your finances in check.

1) Set a Budget. Before you set foot in a store or browse online, it's crucial to have a clear idea of how much you're willing to spend. Establishing a budget helps you avoid impulse purchases and ensures that your spending aligns with your financial goals. Consider using budgeting apps to track your expenses in real-time.

2) Research Before You Buy. In today's digital age, information is at your fingertips. Take advantage of this by researching products before you buy. Read reviews, compare prices from different retailers, and look for discounts or coupons. This ensures that you're making an informed decision and getting the best deal possible.

Now Available 24/7

To better serve you and offer the latest in technological innovation, LAFCU has enhanced the web and phone experience for our members with the debut of Angie, our 24/7 virtual assistant. She has been programmed to answer many frequently asked questions and conduct transactions.

Members can chat with Angie from our website and speak with her when calling us:

• To chat, visit our website, click the Angie avatar on the lower right of any page, then type your questions in the chat window & get rapid replies. In the mobile app & online banking, click the chat bubble icon near the top of the screen.

• To speak with her, call (877) 695-2328, then Angie will answer your spoken questions and help you conduct simple transactions on your LAFCU accounts.

Avoiding Fraud

Here's important news if you receive an email, phone call or text message claiming to be from Los Angeles Federal Credit Union:

• We will NEVER ask for your account number, PIN or Password for your mobile app or online banking account.

• Don't click on any links or phone numbers in the text message.

• For possible fraudulent texts: Send us a secure message & attach a screenshot of the text.*

• For possible fraudulent phone calls: Hang up the phone and call us directly.

•  Examine your accounts frequently and report any unusual activity to us.

•  Set up alerts on your accounts so you can monitor activity better.   

*To send a secure message from our mobile app, tap Menu, the Envelope icon, then “Create New Message.” For online banking, click the Envelope icon then “Create New Message.”

If you feel you may be a victim of fraud or a scam, report it by calling LAFCU at (877) 695-2328.