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Dash Cams

A Good Idea 

Dash cams are small cameras mounted on the dashboard or windshield of a vehicle which record video footage of the road ahead. They were initially used mostly by professional drivers, such as taxi or truck drivers, but have become increasingly popular in the general population.

Dash cams provide solid evidence in case of accidents or disputes.

Accidents happen unexpectedly, and it can be difficult to determine who is at fault. In such cases, having a reliable video recording of the incident can save you time, money, and frustration. Whether it's a minor fender bender or a major collision, the footage from your dash cam can provide irrefutable evidence, allowing insurance companies and law enforcement to accurately assess the situation.

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Big Purchases

Maintenance & Repair

When making a big purchase, such as a car, a home, or even a high-end electronic gadget, many people focus solely on the upfront cost, but often overlook the costs associated with maintaining or fixing these items in the long run. While it may seem tempting to ignore these potential expenses, they are crucial to consider to determine if you can afford to keep it in good working condition.

Here are a few practical steps to help you assess the situation: Research and estimate ongoing maintenance costs: Before purchasing, take the time to research the typical maintenance costs associated with the item you're considering buying. This could include regular servicing, repairs, or part replacements.

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College Savings Accounts

Unused Funds

Congratulations on meeting your savings goal to fund a child's college education! However, there may be situations where you have leftover money in your college savings account. This could be due to your child pursuing a different career path, receiving scholarships, enlisting in the armed forces, or completing college early.

But don't worry, you don't have to forfeit that money! As the account owner, you have several options:

(1)  Use the money for tax-favored expenses: It's always wise to use as much of the money as possible to pay for qualified expenses. These include not only tuition but also student fees, books, supplies, required equipment, a computer, software, and certain room and board expenses.

 

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