As of 6-29-25
Transaction Account
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“Connect” is a paperless account with the flexibility to choose how you conduct your daily transactions. It’s a BankOn nationally certified account, meaning it meets the standards for a safe, low cost, transaction account that is free from NSF fees. |
Features and Benefits
- No overdraft or NSF fees
- No inactivity or early account closure fees
- No paper checks
- Low monthly $5 fee (waived with a single direct deposit or debit card transaction during the month)
- Free online statements (or paper statements for a monthly fee)
- Access to debit card, mobile app & online banking, Zelle® P2P, bill pay, mobile deposit, & online statements
- Access to ATMs, branches & nationwide shared branches
- Free of transaction fees at 30,000 local and nationwide CO-OP ATMs (including over 2,100 in SoCal)
- No minimum balance
- Earns dividends with a balance of $10,000 or more
Open Connect if you:
- Have yet to qualify for our Free Checking account
- Prefer to not have Overdraft or NSF fees. Items will be paid based on available funds and transactions exceeding available funds will be returned without any fees.
- Do not use paper checks
- Are okay setting up direct deposit or making one monthly debit card transaction to avoid the Connect maintenance fee
- Don’t need Courtesy Pay (if you had this service, for a fee, items get paid when there’s not enough funds in your account)
APPLY FOR CONNECT (NEW MEMBER)
APPLY FOR CONNECT (CURRENT MEMBER)
