'My Offers' Always-On Pre-Approved Loans & Applications


My Offers is a place in the LAFCU mobile app & online banking where you can view and redeem pre-approved loans or apply for one, when you want it, 24/7/365. Instead of waiting to get mailed a notification, your updated offers are now always available so you can choose one when you are ready.

My Offers lets you know your personal buying power at a glance and gives you access to easy loan activation through a streamlined process.

Three Easy Ways to Get a Loan

1) Use our Mobile app or Desktop Online Banking:
From Mobile, tap “Menu” then “My Offers,” OR from desktop, click “My Offers” on the top purple menu bar. It’s easy to sign up for our Apple or Google mobile apps, or sign up for desktop banking.
2) Or, visit a LAFCU branch
3) Or, call (877) 695-2328

Accepting a Pre-Approval

• In “My Offers” in mobile or desktop, accept one loan you want by entering an amount up to the maximum displayed, click “Continue,” then follow the instructions.
• For a loan or credit line higher than the amount you were pre-approved, enter it in “Amount Requested” (vehicle or personal loan), or in "Requested Credit Limit" (credit cards), click "Continue," then your application will be reviewed.
• If you want more than one offer, you can easily and quickly apply in My Offers after you have finished the process to accept your first offer.

Loan Offers

The details

Remember to visit My Offers in our mobile app or online banking any time you are ready for a loan. This is another way LAFCU is becoming more ‘’mobile first,” to make accessing our products & services more convenient and enhancing your member experience.