Real Estate Loans

Buying your first home, a second home or vacation property doesn’t have to be complicated. As an LAFCU member, you’ll find several mortgage solutions at some of the lowest home loan interest rates available in the market. Choose from first trust deed, second trust deed, and FHA and VA loans with 15 or 30-year fixed terms and adjustable options. Ask about our flexible financing and free 45-day rate lock.

Refinance Your Home Mortgage

LAFCU offers some of the lowest home mortgage refinance rates you’ll find. We can help you lower your monthly payment, potentially saving you hundreds of dollars over the life of the loan.

Draw Equity (HELOC)

Borrow against your home’s equity with LAFCU’s Home Equity Line Of Credit (HELOC) with a credit line from $5,000 to $500,000 at 8.74% APR* variable. Draw up to 80% of your home’s appraised value, minus liens, and easily access funds with paper “convenience” checks or from your online/mobile banking account.

* APR = Annual Percentage Rate. The rate is variable and can adjust semi-annually.


S.A.F.E. Act Requirement

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) mandates a federal registry for credit unions and their employees who are "mortgage loan originators" with the following Nationwide Mortgage Licensing System & Registry (NMLS). See more information concerning the federal registry.

The Los Angeles Federal Credit Union NMLS# is 440742.

Employee and NMLS#

  • Ofelia Arzoumanian … 462813
  • Chan Chau … 1503051 
  • Maria Dominguez … 462809
  • Ricky Jaranilla … 1990429
  • Rosie Juarez... 2174435
  • Treniece Lewis… 2487862
  • Taylar Long... 2351230
  • Juan Magallanes...1744770
  • Rachel Mathevosian …1438519
  • Alejandro Quintanilla … 462807
  • Martha Ramirez … 462810
  • Graciela Sanchez ... 1166424
  • Craig Stalnaker … 462814

Online Mortgage Calculators

Want to buy a home but not sure how much mortgage you qualify for? Do you want to refinance your home mortgage and learn how much you’ll save in payments? Our online calculators can help you make sound financing decisions.

Online Mortgage Calculators