Business Loans

Are you an entrepreneur who needs business financing to purchase goods, a new vehicle or commercial real estate? LAFCU offers business loans for businesses with competitive rates, flexible terms, and no prepayment penalties. The business must be established and operating for a minimum of two full years. 

Funds can be used for:

  • Advertising
  • Purchasing inventory
  • Acquiring Equipment
  • Expanding a business
  • Purchasing a Vehicle
  • Any business-related purpose

Benefits:

  • Fixed-rate term loans from $20,000 to $50,000
  • Variable-rate lines of credit from $20,000 to $50,000
  • Fixed-rate term loans from $20,000 to $150,000 for the purchase of business vehicles
  • Fixed-rate and variable-rate Commercial Real Estate loans from $300,000 to $3 million, for the purchase or refinance of commercial properties
  • Local decision-making and approvals
  • Flexible repayment schedule
  • 48-hour prequalification turnaround
  • No application fee

It’s easy to apply for business financing. Start the online application process today.

[Note: We require that the business be established and operating for a minimum of two years].

APPLY FOR A BUSINESS LOAN

Business Rewards Platinum Visa Credit Card

  • Credit Limit: up to $50,000
  • Annual Fee: None
  • View current rate

LAFCU Business Rewards Platinum Visa Card

Other Benefits:

  • Earn and redeem one point per dollar charged for merchandise, travel, and to reduce certain loan rates.1
  • Earn 2 points for each dollar spent on gas, groceries, restaurants & travel.
  • Earn 1 point per dollar spent on net purchases.
  • Concierge Services.
  • Emergency Card Replacement & Cash Disbursement.
  • Purchase Price Protection
  • Travel Accident Insurance.

APPLY FOR A BUSINESS VISA CARD

For details about our business loans for businesses including financing options and loan terms, call (877) 695-2328, ext. 6495.

[Note: We require that the business be established and operating for a minimum of two years].

Online Calculators

Would you like to know if it makes sense to apply for a business loan? Would it be better to lease or buy equipment? Perhaps you’d like to determine the value of your business? LAFCU’s online calculators can help you make sound business financing decisions.

BUSINESS CALCULATOR


1 Loan rate discounts applies to vehicle, motorcycle, RV, boat, personal unsecured, and personal computer loans.