Relationship Rewards

You’re a winner at every level of Relationship Rewards! You are automatically enrolled in this program that recognizes you for deepening your financial relationships with us. All former VIP levels have been converted to a new level based on your relationship with the credit union.

Earn up to Five Relationship Rewards Points

At the end of each month we will determine which of the five relationship points you qualify for based on your LAFCU accounts:

  1. Active Checking (when you make 5+ debit card transactions from your checking account in a month)
  2. Savings & Investments (when you have $10,000+ in savings &/or investment accounts)
  3. Vehicle Loan or Visa® Credit Card (in good standing)
  4. Home Loan (a mortgage, home equity, or energy loan in good standing)
  5. Loyalty (a LAFCU member for 15+ consecutive years)

You will be Placed in One of Three Relationship Levels

The new levels are Bronze, Silver, & Gold ... and just like sports awards, you are a winner at each level. Members at any level can apply for a Free Checking account and then enjoy free access to 30,000+ local & nationwide ATMs.

Relationship Rewards allows you to maximize benefits based on your entire household, which is all LAFCU members residing at your address. Your entire household can benefit, but if you would like to remove yourself from a household and create your own stand­alone household, just let us know. Your Relationship Rewards level is located on the bottom of the last page of your account statements and will be viewable inside online banking after June 2021.

Bronze (0-1 point)

  • Free Checking*
  • 0.25% discount on certain loans* with automatic payment from LAFCU checking or payroll deduction.

Silver (2 points)

  • Free Checking*
  • 0.50% discount on certain loans** with automatic payment from LAFCU checking or payroll deduction.
  • $250 off mortgage closing costs.
  • Silver-level discounts & waivers.***

Gold (3+ points)

  • Free Checking*
  • 1% cash back on debit card purchases of up to $500 monthly for a maximum account credit of $5.
  • 0.75% discount on certain loans** with automatic payment from LAFCU checking or payroll deduction.
  • $500 off mortgage closing costs.
  • Gold-level discounts & waivers.***

* You must be approved for a checking account. To apply, visit the home page of our website. Prior to applying for a checking account you must already have opened a regular Share Savings Account.

** Qualifying loans for discounts are: Vehicles, RVs, Motorcycles, Watercraft, Boats, Computers, Personaline line of credit, and Signature loans. Excluded from discounts are Student loans, Investor Mortgages, & Home Loans.

*** Discounts and/or waivers include: cashier's checks, CoinStar redemption in certain LAFCU branches, Medallion, notary, card replacements, check cashing, check printing, temporary checks, account history info, statement retrieval & copies, IRA annual fee, Overdraft Protection, withdrawals at non-CO-OP ATMs, and wire transfers.