visa® credit cards

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We have one of the best selections in the USA, and the rates & benefits beat some major banks and credit unions. Most cards are variable (except Student & Share-Secured), low-rate, EMV “chip & PIN” enabled, and have no-annual fee or transaction fee. All cards (except Student & Share-Secured) have a low intro rate. All have insurance coverage, a Design Your Own Card option, mobile wallet access, and get online purchase protection with free Verified By Visa verification and the VISA CHECKOUT payment services. The intro APR is for purchases and balance transfers made the first 90 days after the card is first opened.

Limited Time Offer

During the first 90 days after joining LAFCU, if you use our credit card or transfer a certain card balance, a portion will be rebated to you!Details


Compare our cards below

Card Details Signature Rewards Platinum Platinum
visa card

Credit Limit

up to $50,000 up to $50,000

Lowest Variable Rate

9.99% APR2 7.99% APR2

Intro Rate

0% APR2 (1st 12 mo.) 2.9% APR2 (1st 6 mo.)

Annual Fee

None None

Other Benefits

Earn 6,000 extra CURewards points if $3,000 charged during 1st 90 days after card opened.
• Earn & redeem one point per $ charged for merchandise, travel & to reduce certain loan rates3
• Earn 2 points per $1 spent on gas, groceries, restaurants & travel4
• Earn 1 point per $ spent on net purchases.
• Concierge Services
• Emergency Card Replacement & Cash Disbursement
• Purchase Price Protection
• Travel Accident Insurance
More card offers
Our card with the lowest APR
Card Details Triple Rewards L.A. Platinum Cash Back Platinum
visa card visa card

Credit Limit

up to $50,000 up to $50,000

Lowest Variable Rate

10.90% APR2 9.99% APR2

Intro Rate

0% or 7.9% APR2 (1st 6 mo.) 0% APR2 (1st 12 mo.)

Annual Fee

None None

Other Benefits

Earn & redeem THREE CURewards points per dollar charged in areas considered in the city of Los Angeles for merchandise, travel & to reduce certain loan rates 3
• Earn one point per $ charged elsewhere
1st 90 Days after Card Opened:
• 1% cash back on purchases up to $250 & 1.5% cash back for purchases $250+

After the first 90 Days:
• 0.75% cash back per $1 spent on gas, groceries, & restaurants
• 1.25% cash back per $1 spent on travel4
• 0.50 to 1% cash back per $1 spent on net purchases
Card Details Student Platinum Share-Secured Platinum
visa card visa card

Credit Limit

up to $1,000 up to $5,000

Lowest Non-Variable Rate

12.65% APR2 10% APR2

Intro Rate

Not Offered Not Offered

Annual Fee

None None

Other Benefits

• Perfect 1st card for qualifying students. Secured to your share savings account

1 Balances transferred to your LAFCU Visa credit card must be from a non-LAFCU credit card
2 Annual Percentage Rate
3Applies to vehicle, motorcycle, RV, boat, watercraft, personal unsecured and personal computer loans.
4 Travel must be booked through the Montrose Travel company only

Featured Rates
5/1 ARM MORTGAGE
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VEHICLES
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VISA® CREDIT CARD
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5 YR. SHARE CERT.
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