visa® credit cards

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We have one of the best selections in the USA, and the rates & benefits beat some major banks and credit unions. Most cards are variable (except Student & Share-Secured), low-rate, EMV “chip & PIN” enabled, and have no-annual fee or transaction fee. All cards (except Student & Share-Secured) have a low intro rate. All have insurance coverage, a Design Your Own Card option, mobile wallet access, and get online purchase protection with free Verified By Visa verification and the VISA CHECKOUT payment services. The intro APR is for purchases and balance transfers made the first 90 days after the card is first opened.


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Compare our cards below

Signature Rewards Platinum

visa card

    Credit Limit: up to $50,000

    Lowest Variable Rate: 10.24% APR2

    Intro Rate: 0% APR2 (1st 12 mo.)

    Annual Fee: None

Other Benefits:
Earn 6,000 extra CURewards points if $3,000 charged during 1st 90 days after card opened. Earn & redeem one point per $ charged for merchandise, travel & to reduce certain loan rates3. Earn 2 points per $1 spent on gas, groceries, restaurants & travel4. Earn 1 point per $ spent on net purchases.Concierge Services. Emergency Card Replacement & Cash Disbursement. Purchase Price Protection. Travel Accident Insurance.
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Platinum

visa card

    Credit Limit: up to $50,000

    Lowest Variable Rate: 8.24% APR2

    Intro Rate: 2.9% APR2 (1st 6 mo.)

    Annual Fee: None

Other Benefits:
Our card with the lowest APR

Student Platinum

visa card

    Credit Limit: up to $1,000

    Lowest Variable Rate: 12.65% APR2

    Annual Fee: None

Other Benefits:
Perfect 1st card for qualifying students.

Share-Secured Platinum

visa card

    Credit Limit: up to $5,000

    Lowest Variable Rate: 10.00% APR2

    Annual Fee: None

Other Benefits:
Secured to your share savings account

1 Balances transferred to your LAFCU Visa credit card must be from a non-LAFCU credit card
2 Annual Percentage Rate
3Applies to vehicle, motorcycle, RV, boat, watercraft, personal unsecured and personal computer loans.
4 Travel must be booked through the Montrose Travel company only

Featured Rates
5/1 ARM MORTGAGE
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VEHICLES
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VISA® CREDIT CARD
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5 YR. SHARE CERT.
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