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vehicle loans

You’ve found the perfect car and you’re finally ready to buy. Now it's time to get a vehicle loan. We offer options for all types of vehicles, low rates, lower monthly payments, up to 125% financing and special rate discounts that could save you hundreds of dollars. With our great service and fast pre-approval turnaround, we’ll have you cruisin’ down the boulevard in no time.

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Have a Loan Somewhere else? Refinance & Save!

If you have a vehicle loan with another lender, we may be able to reduce your loan rate up to 1%. Plus, you can defer your first month’s payment by 90 days. Ask for details.

Cars & Trucks

  • Terms up to 84 months
  • Loans for free & clear vehicle title


  • Terms up to 180 months
  • Loans for free & clear vehicle title

Motorcycles, Boats & Personal Watercraft

  • Terms up to 84 months
  • Loans for free & clear vehicle title

Classic and Special Interest Vehicles

  • Up to 70% financing & up to 84 month terms
  • Loan cannot exceed 70% of low valuation guide or approval

Vehicle Lease Look-Alike

  • 100% financing up to 60 month terms for a new, non-previously registered car or truck
  • Get a lower monthly payment compared to our regular vehicle loan
  • At the end of the loan term, a pre-established residual value, or balloon payment, is due.
  • No: annual mileage cap, early termination penalties, start-up fees, or requirement for higher liability insurance

Vehicle Loan Protection

We can cancel part of your vehicle loan debt if your car is totaled or stolen.
Call (877) 695-2328 for details on this added protection.

Debt Protection Plan

In case of involuntary unemployment, disability, or death, our debt protection will cancel all or part of your debt. Call (877) 695-2328 for details on this added protection.

Helpful Links

Personal Vehicle Shopper

We can help you buy a car or truck without the haggling or hassle. Call Leah Nelson at (626) 574-6244.
vehicle buying services

One-Stop Vehicle Shopping

Our Auto Smart dealers allow you to buy a vehicle and get LAFCU vehicle financing all in one place.
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Vehicle Insurance

We offer different types of vehicle insurance, and multiple discounts.
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Featured Rates