real estate loans

We make your dream of buying a home a reality with our low fixed, fixed to adjustable and adjustable loans with no-point, low-point or flat fee options. If you’re already a homeowner, we can help you refinance your current property or draw on its equity. Whatever your real estate need, we’ll make sure you save money while sitting pretty in your new or improved digs.

Today's rates

First Trust Deeds

  • Up to 80% financing minus liens
  • No-point, low-point & flat-fee options
  • Free 40-day rate lock
  • Rate Beater program

Second Trust Deeds

  • No points & no fees for loans $5,000 to $250,000
  • Repayment terms up to 15 years
  • Borrow up to 90% of appraised value minus liens

Home Equity Line of Credit (HELOC)

  • Min. credit line of $5,000
  • Borrow up to 80% of appraised value minus liens
  • No points & annual fees for loans $5,000 to $250,000
  • Credit line with checks or Home Equity Access Card

APPLY FOR A REAL ESTATE LOAN

FHA/VA Loans

  • Min. down payment of only 3.5%
  • Seller can contribute up to 6% of sales price incl. closing costs
  • Gift can fund up to 100% of down payment & closing costs

APPLY FOR AN FHA or VA LOAN

Reverse Mortgages

  • Requires no repayment if your home is your principal residence
  • Makes payments to you at minimum age of 62
  • The loan is repaid when the last borrower leaves the home or passes away

APPLY FOR a reverse mortgage loan



calculators CALCULATORS

Nationwide Mortgage Licensing System & Registry (NMLS) 1

The Los Angeles Federal Credit Union NMLS# is 440742.

Ofelia Arzoumanian
Maria Dominguez
Elizabeth Gonzalez
Rachel Mathevosian
Alejandro Quintanilla
Martha Ramirez
Craig Stalnaker
Ronald Welcome
462813
462809
1463306
1438519
462807
462810
462814
462803

1The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) mandates a federal registry for credit unions and their employees who are "mortgage loan originators" with the Nationwide Mortgage Licensing System & Registry (NMLS).

Featured Rates
5/1 ARM MORTGAGE
%
APY*
VEHICLES
%
APR**
VISA® CREDIT CARD
%
APR***
5 YR. SHARE CERT.
%
APY****