What's new

Take advantage of special events and promotions and increase your everyday savings on our products and services. All current offers are exclusive to LAFCU members.

promotion vehicle loan

Make Yourself at Home from 3.743% APR1

Relax and make yourself at home with a loan as low as 3.743% APR. We offer a 30-year fixed-rate mortgage with no points, no fees, fixed for the first 7 years. Plus, our 80% financing minus liens and free 40-day rate lock will help you bring home even more savings. If you already have a real estate loan with us, take advantage of our refinancing, reverse mortgages and home equity loans.

Apply for a Real Estate Loan

1APR = Annual Percentage Rate (note rate 3.875% APR as of 6/1/17). LAFCU rate example is a 7-year fixed-to adjustable rate loan with 30-year amortization, with no points and no fees, as of 6/1/17. Rate is set upon the acceptance and approval of a completed loan application package. Other rates and terms are available. Rates and fees subject to change without notice and may affect the APR. Loan-to-value is up to 80% based on a LAFCU appraisal, minus any liens. All loans are subject to normal credit granting criteria. Rates and costs are based on a purchase or no cash out refinance with a minimum FICO score of 740. Other conditions may apply. You must be a member of LAFCU to obtain credit. Payment and savings amounts are approximate.

promotion personal unsecured loan

YES! Personal Loans from 8.9% APR1

The answer is yes – our personal loan rates start from 8.9% APR for the summer. If you qualify, you’ll have up to $4,800 in funds to spend. Combine bills into one low, monthly payment or try something new like a funky dance or a foreign language. Apply from your desktop or phone by July 31, 2017. Don’t miss out on the next adventure…your summer is waiting!

Apply for a Personal Loan

1APR = Annual Percentage Rate. Loan terms from 24 to 48 months. Loan proceeds may not be used to pay off other LAFCU loans; otherwise the regular personal loan rate in effect at that time will apply. All loans are subject to normal credit-granting criteria. Other conditions may apply. Offer is subject to change without notice. You must be a member of LAFCU to obtain credit. Regular rate is 12.00% APR and the loan rate is based on the term, collateral, down payment, account relationship, credit history and credit score. Rate cannot be combined with any other promotional rate offer. Rate expires 8/31/17 and you must apply by 7/31/17.

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New Members can Earn $300

All eligible Southern Californians can open an account and become a LAFCU member. When you become a member, it’s as easy as 1-2-3 to earn up to $300 during your first 90 days of membership: 1

  1. $100: when you sign up for online statements and start direct deposit2
  2. $100: when you open a Visa® credit card3
  3. $100: when you get a vehicle loan4
open an account

1 Valid only the first 90 days after becoming a member of LAFCU. Subject to change without notice.
2 Direct Deposit minimum is $500 each; $100 will be deposited into the member’s share savings account after second Direct Deposit is received by LAFCU.
3 Member’s share savings will be credited $100 when member makes new charges or transfers of at least $1,000 total to their LAFCU card (during the first 90 days) then fills out and submits to LAFCU the Visa Rebate form on the Forms Page of our website confirming the $1,000 balance transfer was completed (during the first 90 days).
4 Minimum loan $5,000. Member’s share savings account will be credited $100 upon loan funding. Excludes refinanced LAFCU vehicle loans. Loans received from third parties (CUDL, Rate Genius, Open Road, etc.) are not eligible for this promotion.
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