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Take advantage of special events and promotions and increase your everyday savings on our products and services. All current offers are exclusive to LAFCU members.

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New Accounts Get Up to $500!1

  1. Get $200 when you sign up for online statements, start direct deposit and conduct 5+ transactions2
  2. Get $100 when you open a Visa® credit card3
  3. Get $200 when you finance a vehicle loan over $20,0004
  4. Total =$500
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1 Valid only the first 90 days after opening a membership account at LAFCU. Subject to change without notice.
2 Direct Deposit minimum is $500 each; $200 will be deposited into the member’s share savings account after second Direct Deposit is received by LAFCU AND after the member opens a LAFCU checking account then conducts at least five signature-based debit transactions within 90 days of opening a membership account.
3Member's share savings will be credited $100 when member, during their first 90 days of LAFCU membership, opens a new LAFCU Visa credit card and charges at least $1,000 on the card, OR conducts a balance transfer of at least $1,000 total from a non-LAFCU credit card to their existing LAFCU Visa card. If a balance transfer, member must fill out and submit to LAFCU the Visa Rebate Form confirming the $1,000 balance transfer was completed.
4 Ninety days after financing up to a maximum of THREE vehicles at LAFCU, the member’s share savings account will be credited $200 for a vehicle loan financed over $20,000, or $100 for a vehicle loan financed under $20,000. Member must keep loan(s) current and not delinquent during the first 90 days, through either on-time manual payments or automatic account transfer. If loan(s) is delinquent at any time, member will not receive monetary offer. Excludes refinanced LAFCU vehicle loans. Loans received from third parties (CUDL, Rate Genius, Open Road, etc.) are not eligible for this offer.

vehicle promotion

Go Places...Vehicle Loans from 1.49% APR1

Drive to all your favorite places when financing a vehicle loan with a low-rate 1.49% APR.* Save with up to 120% financing and 84-month terms, our no-money down option and flexible monthly payments. When shopping, select from a variety of domestic and foreign models offered by our concierge Auto Buying Service or self-service Auto Smart dealers.

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1APR=Annual Percentage Rate: As of 4/1/18, the approximate payment per $1,000 borrowed is about $22 monthly for a new or used vehicle at 1.49% APR for 48 months, or $15 monthly for a new or used vehicle at 3.25% APR for 72 months, a credit score of 750 and above with 100% financing. The 48-month example includes getting a vehicle from LAFCU’s vehicle buying service. No other discounts can be used with the 1.49% APR rate. You must be a LAFCU member to obtain credit. Ask us for details.

vehicle promotion

Work that Equity...HELOC from 1.99% APR1

Make your home equity work for you with an intro rate of 1.99% APR1 on a Home Equity Line of Credit. Borrow a minimum of $5,000 or up to 90% of your home's appraised value, minus liens with no annual fee or points. Our intro rate is fixed for the first six months and the credit line allows you to draw for ten years. Plus, access your funds through our convenient HELOC access card.

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1APR=Annual Percentage Rate. The 1.99% APR is an introductory rate only for the first six months after a new variable-rate Home Equity Line of Credit (HELOC) is opened at Los Angeles Federal Credit Union (LAFCU). LAFCU’s “V.I.P.” discounts do not apply. The HELOC program is for single family, owner-occupied residences. Loan-to-value is up to 90% based on an LAFCU appraisal minus any liens. Minimum loan amount is $5,000. Other conditions may apply; some restrictions may apply. Offer and rates are subject to change without notice. All loans are subject to normal credit granting criteria. You must be a LAFCU member to obtain credit. Ask us for details.
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