Card Skimming
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Card skimming is a method used by thieves to capture your credit or debit card information without your knowledge. It typically involves a small device called a skimmer, which is attached to or inside card readers at ATMs, gas stations, and point-of-sale terminals. Here are some important tips to help you watch out for card skimmers:
Inspect Card Readers:
- Before using an ATM or card reader, visually inspect the machine. Look for any unusual attachments or anything that seems out of place.
- Check for loose parts or any signs of tampering.
Use Secure Locations:
- Choose ATMs located in well-lit, secure areas, preferably those affiliated with banks or reputable establishments.
- Avoid using machines in isolated or low-traffic areas.
Cover Your PIN: Always cover the keypad with your hand while entering your PIN to prevent hidden cameras from capturing it.
Be Cautious with Gas Pumps:
- If possible, pay inside the store rather than at the pump.
- Inspect the card reader at the pump for any signs of tampering before inserting your card.
Use Contactless Payments: Where available, consider using contactless payment methods (like Apple Pay, Google Pay, or a contactless card) to reduce the risk of skimming.
Monitor Your Accounts:
- Regularly check your bank and credit card statements for any unauthorized transactions.
- Report suspicious activity to your bank immediately.
Set Up Alerts: Enable transaction alerts through your bank or credit card provider to receive notifications for every transaction made with your card.
Use RFID-Blocking Wallets: Consider using an RFID-blocking wallet or sleeve to protect your cards from electronic skimming.
Stay Informed: Keep yourself informed about new skimming techniques and scams in your area.
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