Emergency Relief Services
LAFCU is here to help its members at any time. If you are experiencing an emergency financial situation, our Emergency Relief page has many options for you:
- Skip-A-Payment on Consumer Loans at $30 fee per skip.
- Apply for a Debt Consolidation Loan. Combine your higher-rate loan payments with other lenders into one low payment at LAFCU. Choose “Debt Consolidation” from the “Select a purpose” list.
- Temporary Financial Hardship. Need financial assistance beyond a one month skip-a-pay? Call us at 877-695-2328 (Special Service menu option #) to discuss emergency relief options, including repayment plans, reduced payments, modifications, deferments, forbearance plans, an emergency loan, and other options.
- Apply for an Emergency Loan. Personal Unsecured loan up to $5,000. Choose “Emergency” from the “Select a purpose” list.
- Apply for a Share Savings-Secured Loan. Borrow funds up to the amount you have on deposit in your Savings or Share-Certificate account. Select “Other” from the “Select a purpose” list.
Access to Funds
LAFCU Mobile app: Available free for Apple and Google operating systems. Use the app to:
- Apply for a loan
- Deposit PAPER check instead of visiting a branch
- Locate ATMs and Shared Branches
- Make a branch appointment
- Pay bills
- Place Alerts, Locks and Blocks on a credit card and debit card
- Place a “stop payment” on a check
- Review loan, credit card and savings account balances, transactions and history
- Transfer funds between accounts
- Withdraw funds by getting a paper check mailed to you
Mobile and Online Banking: Register for Online Banking from our website. Then conduct transactions on your account, securely email any questions, locate local and nationwide ATMs and Shared Branches, apply for a loan, open an account, make a branch appointment, pay bills, deposit paper checks (from mobile), set up and manage alerts for your account and credit cards, view statements, set travel notices on your credit card, place check stop-payments, set and manage savings goals, conduct a financial health checkup, and view a spending forecast.
Mobile Wallet: Prior to shopping in stores (and to avoid handling cash or credit cards), download Apple Pay, Google Pay, or Samsung Pay into your mobile phone’s mobile wallet, then link it to your LAFCU debit card and/or credit card. Enjoy a contactless payment experience with this wallet by holding your phone above the store’s card reader.
ATM access: Need access to cash? We have 30,000 local and national ATMs through the CO-OP network with no fee, including LAFCU ATMs at branches and other LA city locations. Get cash back when visiting a grocery store.
FAQs
Fees Waived
- ATM access fees waived at LAFCU ATMs and 30,000 CO-OP ATMs. Find a location near you.
- Early withdrawal penalty fees waived on our Share Savings Certificates.
Debt Repayment Calculator
LAFCU’s Debt Repayment Calculator can be a good first step to take before pursuing debt consulting services. See how long it will take to pay off your debt depending on your monthly payments.
