What's new

Take advantage of special events and promotions and increase your everyday savings on our products and services. All current offers are exclusive to LAFCU members.


promotion

Vehicle Loans from 1.75% APR1

Pass GO! and collect a 1.75% APR vehicle loan on your next automobile purchase. With our finance options and rate beater program, you’ll be driving full steam ahead down Pacific Avenue while enjoying a monopoly of savings.

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1APR = Annual Percentage Rate: As of 1/1/17, the approximate payment per $1,000 borrowed is about $22 monthly for a new or used vehicle at 1.75% APR for 48 months, or $15 monthly for a new or used vehicle at 3.25% APR for 72 months, a credit score of 750 and above with 100% financing. No other discounts can be used with the 1.75% APR rate. If you opt for and are approved to have any payments delayed, interest will accrue on the loan balance, and payment deferrals may result in extending the loan term. Rates are based on the term, collateral, down payment, account relationship, and credit history. All loans are subject to credit- granting criteria. Rates, terms, and conditions are subject to change without notice. You must be a LAFCU member to obtain credit. Ask us for details.

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Apartment Loans from 3.99% APR1

We’re offering rates as low as 3.99% APR on loans for apartment buildings of five or more units (and other commercial properties) with 7, 10, or 15-year maturities and payment amortization up to 25 years with no prepayment penalty. Now through March 31, 2017, if you open a business loan for the purchase or refinance a multi-unit apartment, we’ll waive your loan application fee, loan fee, and loan documentation fee….a savings of over $600!2

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1APR-Annual Percentage Rate. As of 10/1/16, the 3.99% APR rate has a 15-year maturity with 5-year rate adjustments at 5-year TCM plus 2.50%. The maximum loan to value rate must be 70% with an amortizatid through 3/31/17.
2Loan application fee is typion maximum of 25 years. Applicants must have a minimum FICO score of 700 to qualify. If a multi-unit commercial property is being financed, it must contain five (5) or more units. Offer valically one percent (1%) of the loan amount and the loan documentation fee is typically $500.

promotion

New Members can Earn $300

All eligible Southern Californians can open an account and become a LAFCU member. When you become a member, it’s as easy as 1-2-3 to earn up to $300 during your first 90 days of membership: 1

  1. $100: when you sign up for online statements and start direct deposit2
  2. $100: when you open a Visa® credit card3
  3. $100: when you get a vehicle loan4
open an account

1 Valid only the first 90 days after becoming a member of LAFCU. Subject to change without notice.
2 Direct Deposit minimum is $500 each; $100 will be deposited into the member’s share savings account after second Direct Deposit is received by LAFCU.
3 Member’s share savings will be credited $100 when member makes new charges or transfers of at least $1,000 total to their LAFCU card (during the first 90 days) then fills out and submits to LAFCU the Visa Rebate form on the Forms Page of our website confirming the $1,000 balance transfer was completed (during the first 90 days).
4 Minimum loan $5,000. Member’s share savings account will be credited $100 upon loan funding. Excludes refinanced LAFCU vehicle loans. Loans received from third parties (CUDL, Rate Genius, Open Road, etc.) are not eligible for this promotion.
Featured Rates
5/1 ARM MORTGAGE
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VISA® CREDIT CARD
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5 YR. SHARE CERT.
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