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Take advantage of special events and promotions and increase your everyday savings on our products and services. All current offers are exclusive to LAFCU members.


Home Sweet HELOC from 1.99% APR1

Start your next remodeling project with a sweet rate of 1.99% APR1 on a Home Equity Line of Credit. Borrow up to 90% of your home’s appraised value, minus liens, for a minimum $5,000 loan with no annual fee or points. Our 1.99% APR intro rate is fixed for the first six months and the credit line allows you to draw for ten years. We also offer a special HELOC access card so you can spend your funds easily.

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1APR = Annual Percentage Rate. The 1.99% APR is an introductory rate only for the first six months after a new variable-rate Home Equity Line of Credit (HELOC) is opened at Los Angeles Federal Credit Union (LAFCU). LAFCU’s “V.I.P.” discounts do not apply. The HELOC program is for single family, owner-occupied residences. Loan-to-value is up to 90% based on an LAFCU appraisal minus any liens. Minimum loan amount is $5,000. Other conditions may apply; some restrictions may apply. Offer and rates are subject to change without notice. All loans are subject to normal credit granting criteria. Payment example: when making minimum payments and taking no other credit advances, it takes 140 months to pay-off a $10,000 credit advance at 6.0% APR with monthly payments of $100, and total interest paid of $4,000. If refinancing a current LAFCU HELOC, you must qualify for an additional $5,000 to your line of credit to qualify for the 1.99% APR. You must be a LAFCU member to obtain credit.


New Members can Earn $300

All eligible Southern Californians can open an account and become a LAFCU member. When you become a member, it’s as easy as 1-2-3 to earn up to $300 during your first 90 days of membership: 1

  1. $100: when you sign up for online statements and start direct deposit2
  2. $100: when you open a Visa® credit card3
  3. $100: when you get a vehicle loan4
open an account

1 Valid only the first 90 days after becoming a member of LAFCU. Subject to change without notice.
2 Direct Deposit minimum is $500 each; $100 will be deposited into the member’s share savings account after second Direct Deposit is received by LAFCU.
3 Member’s share savings will be credited $100 when member makes new charges or transfers of at least $1,000 total to their LAFCU card (during the first 90 days) then fills out and submits to LAFCU the Visa Rebate form on the Forms Page of our website confirming the $1,000 balance transfer was completed (during the first 90 days).
4 Minimum loan $5,000. Member’s share savings account will be credited $100 upon loan funding. Excludes refinanced LAFCU vehicle loans. Loans received from third parties (CUDL, Rate Genius, Open Road, etc.) are not eligible for this promotion.
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