vip rewards

VIP Rewards Program

LAFCU offers loan discounts and additional free services to members through our VIP Rewards program. Rewards are based on your combined monthly average aggregate household balance. See below for a summary.

Basic

  • CO-OP ATM Withdrawals: A fee for each

Value

  • For members with aggregate savings, checking & loan balances of $1,000 to $4,999
  • CO-OP ATM Withdrawals: 3 free monthly, then a fee
  • 1 free cashier’s check monthly

Imperial

  • For members with aggregate savings, checking & loan balances of $5,000 to $24,999
  • 0.25% rate discount on certain loans1
  • CO-OP ATM Withdrawals: 4 free monthly, then a fee
  • 1 free cashier’s check monthly
  • Monthly checking account fee is waived.

Premier

  • For members with aggregate savings, checking & loan balances of $25,000 to $99,999
  • 0.50% rate discount on certain loans1
  • CO-OP ATM Withdrawals: 6 free monthly, then a fee
  • 3 free cashier’s checks monthly
  • Wire Transfers: 1 free monthly domestic; fee for international
  • Monthly checking account fee is waived.

Premier Plus

  • For members with aggregate savings, checking & loan balances of $100,000 & over
  • 0.50% rate discount on certain loans1
  • CO-OP ATM Withdrawals: 6 free monthly, then a fee
  • 3 free cashier’s checks monthly
  • Wire Transfers: 1 free monthly domestic; fee for international
  • Monthly checking account fee is waived.

Premier-60

  • For members age 60 & over
  • Loan rate discount on certain loans2
  • CO-OP ATM Withdrawals: 6 free monthly, then a fee
  • 3 free cashier’s checks monthly
  • Wire Transfers: 1 free monthly domestic; fee for international
  • Monthly checking account fee is waived.

1Loan rate discounts applies to vehicle, motorcycle, RV, boat, personal watercraft, personal computer, Personaline line of credit/overdraft protection, and signature loans.

2Premier-60 loan rate discount based on aggregate household balance of checking, savings and loan accounts.

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