Real Estate Loans

Whether you’re buying your first home, second home, or vacation property, we provide a variety of mortgage solutions such as first trust deed, second trust deed, and FHA and VA loans with 15 or 30-year fixed and adjustable options. Ask about our flexible financing and free 45-day rate lock.

APPLY FOR A REAL ESTATE LOAN

APPLY FOR A FHA OR VA LOAN

Refinance a Home

We can try to help you refinance your property at a lower interest rate resulting in a lower monthly mortgage payment, potentially saving you hundreds of dollars over the life of the loan. View our current real estate loan rates.

Draw Equity

Borrow against your home with our Home Equity Line and of Credit (HELOC) featuring a credit line from $5,000 to $250,000. Draw up to 90% of your appraised value minus liens and access your funds easily with our checks.

APPLY FOR A HELOC LOAN

S.A.F.E. Act Requirement

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) mandates a federal registry for credit unions and their employees who are "mortgage loan originators" with the following Nationwide Mortgage Licensing System & Registry (NMLS). For more information concerning the federal registry click here.

The Los Angeles Federal Credit Union NMLS# is 440742.

Employee and ... NMLS#