Click to Apply
Main Card Features
- $50,000 credit limit
- Fixed Rates from 9.65% APR*
- Earn one CURewards point for each dollar charged with the card (excludes cash advances). The points can be redeemed for merchandise, travel, Gift Cards, or for LAFCU closed-end consumer loan** rate discounts. Visit www.CURewards.com or call (800) 900-6160 for travel and merchandise redemption information. Points will accrue over five calendar years, and will expire on a first-in first-out basis annually.
- Earn addtional CURewards points when shopping in-store or online at selected merchants in
the CURewards Mall program.
- Rates on "closed-end" consumer loans (boats, cars, motorcycles, personal computers, RVs, "Personaline" lines of credit, and signature loans) can be reduced by cashing out earned CURewards points, as follows:
• For loans up to $10,000: lower the rate one-quarter percent (0.25%) if you cash-out 2,500 points, or lower it half percent (0.50%) for 5,000 points.
• For loans over $10,000: lower the rate one-quarter percent (0.25%) if you cash out 5,000 points, or lower it half percent (0.50%) for 10,000 points.
- Free annual statement summary with 12 transactions or more
- Free Warranty Manager Service
- Free Travel/Emergency Assistance
- Click to apply 24/7 for a card
- Click to order a custom "Design Your Own Card" image on your current LAFCU card (you can order an image after you have a card for at least 30 days)
Other Card Features
- 2.9% APR reduced introductory rate for the first six months
- Monthly payments as low as 3% of your unpaid balance
- No annual fees or transaction fees
- A true 25-day grace period before finance charges apply on new purchases (if the previous Visa statement balance was paid in full)
- Cash advances from any financial institution displaying the Visa logo for a modest fee
- EZ Pay automatic payment service from any LAFCU (or non-LAFCU) savings or checking account
- 24/7 balance inquires through e-Link Visa or by calling (866) 820-2911 (English), (800) 334-7728 (Spanish), (800) 221-7728 (TDD/Hearing impaired), from outside the US call collect (410) 581-9994
- For a list of countries with restricted Visa card use, call (800) 847-2911
- Free Visa e-Statement instead of paper
- Free vehicle rental insurance and travel accident & baggage delay insurance
- "Life, Disability & Unemployment" Group Credit Card insurance: Available for purchase by cardholders under age 66 and pays benefit in the event of death, disability or involuntary unemployment. Details provided when you receive a card.
- "Verified by Visa" secures your card transactions when shopping online. Click to read more & click to register for this FREE service.
- To activate a new card call (800) 527-7728, and to report a card lost or stolen, call (866) 820-2911
- Click to read card disclosure
* APR = Annual Percentage Rate. APR will increase to 17.90% on your entire Account balance and continue for 6 consecutive months if payment is delinquent for 2 or more consecutive cycles. Initial APR is based on credit/underwriting criteria.
** "Closed-End Consumer Loans" include boats, cars, motorcycles, personal computers, RVs, trucks, and Signature loans.