Platinum Plus Credit Card

Main Card Features

  • $35,000 credit limit secured by your LAFCU savings account
  • 8.00% APR* fixed rate
  • Click to apply 24/7 for a card
  • Click to order a custom "Design Your Own Card" image on your current LAFCU card (you can order an image after you have a card for at least 30 days)

Other Card Features

  • 2.9% APR reduced introductory rate for the first six months
  • Monthly payments as low as 3% of your unpaid balance
  • No annual fees or transaction fees
  • A true 25-day grace period before finance charges apply on new purchases (if the previous Visa statement balance was paid in full)
  • Cash advances from any financial institution displaying the Visa logo for a modest fee
  • EZ Pay automatic payment service from any LAFCU (or non-LAFCU) savings or checking account
  • 24/7 balance inquires through e-Link Visa or by calling (866) 820-2911 (English), (800) 334-7728 (Spanish), (800) 221-7728 (TDD/Hearing impaired), from outside the US call collect (410) 581-9994
  • For a list of countries with restricted Visa card use, call (800) 847-2911
  • Free Visa e-Statement instead of paper
  • Free vehicle rental insurance and travel accident & baggage delay insurance
  • "Life, Disability & Unemployment" Group Credit Card insurance: Available for purchase by cardholders under age 66 and pays benefit in the event of death, disability or involuntary unemployment. Details provided when you receive a card.
  • "Verified by Visa" secures your card transactions when shopping online. Click to read more & click to register for this FREE service.
  • To activate a new card call (800) 527-7728, and to report a card lost or stolen, call (866) 820-2911
  • Click to read card disclosure.

* APR = Annual Percentage Rate. APR will increase to 17.90% on your entire Account balance and continue for 6 consecutive months if payment is delinquent for 2 or more consecutive cycles. Initial APR is based on credit/underwriting criteria.