Visa® Credit Cards
- Visa Classic - $10,000 credit limit
- Visa Platinum, Platinum Plus With CURewards and Platinum with Cash Back - Credit limits up to $35,000 and more features. Scroll down for details.
- Student Visa - $1,000 credit limit; designed for college students
- Share-Secured Visa - Featuring credit limits up to $10,000 for Classic and up to 100% of your savings account balance for Platinum. This card features a lower rate because your credit line is secured by your savings account.
Click here to apply 24/7 for a card.
Every LAFCU Visa card offers these features:
- Reduced introductory rate for the first six months
- Low, fixed rates
- No annual fees or transaction fees
- A true 25-day grace period before finance charges apply on new purchases (if the previous Visa statement balance was paid in full)
- Fee-free cash advances from any financial institution displaying the Visa logo.
- Low monthly payments
- EZ Pay automatic payment service from any savings or checking account
- 24/7 balance inquires through e-Link Visa or by calling (800) 654-7728 (English) (800) 334-7728 (Spanish), (800) 221-7728 (TDD/Hearing impaired), from outside the US call collect (410) 581-9994. For a list of countries with restricted Visa card use, call (800) 847-2911
- Free Convenience Checks ($50 minimum) to pay off other high-rate credit card balances
- Free vehicle rental insurance and travel accident & baggage delay insurance
- "Life, Disability & Unemployment" Group Credit Card insurance: Available for purchase by cardholders under age 66 and pays benefit in the event of death, disability or involuntary unemployment. Details provided when you receive a card.
- "Verified by Visa" secures your online transactions. Click to read more and click to register for this FREE service.
- To activate a new card call (800) 527-7728, and to report a card lost or stolen, call (800) 654-7728
"Platinum with Low Rate & No Rewards" Benefits
- Lower fixed rate than our other Platinum cards
- Free annual statement with 12 transactions or more
- Free Warranty Manager Service
- Free Travel/Emergency Assistance
"Platinum Plus With CURewards" Benefits
- Free annual statement with 12 transactions or more
- Free Warranty Manager Service
- Free Travel/Emergency Assistance
- Earn one CURewards point for each dollar charged with the card (excludes cash advances and Convenience Checks). The points can be redeemed for merchandise, travel or LAFCU closed-end consumer loan* rate discounts. Visit www.curewards.com or call (800) 900-6160 for travel and merchandise redemption information. Certain loan* rates can be reduced by cashing out earned CURewards points, as follows:
- For loans up to $10,000: lower the rate one-quarter percent (0.25%) if you cash-out 2,500 points, or lower it half percent (0.50%) for 5,000 points.
- For loans over $10,000: lower the rate one-quarter percent (0.25%) if you cash out 5,000 points, or lower it half percent (0.50%) for 10,000 points.
* "Closed-End Consumer Loans" include boats, cars, motorcycles, personal computers, RVs, trucks, "Personaline" lines of credit and Signature loans.
"Platinum with Cash Back" Benefits
- Automatic monthly cash rebates of up to 1% of your purchases
- Free annual statement with 12 transactions or more
- Free Warranty Manager Service
- Free Travel/Emergency Assistance