Los Angeles Federal Credit Union

Visa® Credit Cards

Visa Classic - Credit limit up to $5,000
Visa Platinum, Platinum Plus With CURewards and Platinum with Cash Back - Credit limits up to $35,000 and more features. Scroll down for details.
Student Visa Classic - $1,000 credit limit; designed for college students. Scroll down for details.
Share-Secured Visa - Featuring credit limits up to $5,000 for Classic and up to $35,000 for Platinum Plus. This card features a lower rate because your credit line is secured by your savings account.

Click here to apply 24/7 for a card.

Reduced introductory rate for the first six months
Low, fixed rates
No annual fees or transaction fees
A true 25-day grace period before finance charges apply on new purchases (if the previous Visa statement balance was paid in full)
Cash advances from any financial institution displaying the Visa logo for a modest fee.
Monthly payments as low as 3% of your unpaid balance
EZ Pay automatic payment service from any savings or checking account
24/7 balance inquires through e-Link Visa or by calling (800) 654-7728 (English) (800) 334-7728 (Spanish), (800) 221-7728 (TDD/Hearing impaired), from outside the US call collect (410) 581-9994. For a list of countries with restricted Visa card use, call (800) 847-2911
Free Visa e-Statements instead of paper
Free Convenience Checks ($50 minimum) to pay off other high-rate credit card balances
Free vehicle rental insurance and travel accident & baggage delay insurance
"Life, Disability & Unemployment" Group Credit Card insurance: Available for purchase by cardholders under age 66 and pays benefit in the event of death, disability or involuntary unemployment. Details provided when you receive a card.
"Verified by Visa" secures your online transactions. Click to read more and click to register for this FREE service.
To activate a new card call (800) 527-7728, and to report a card lost or stolen, call (800) 654-7728

Available to LAFCU members age 18 or older, or a current High School senior 18 or older who has been accepted to attend college.
Each applicant must provide verification of full-time enrollment at a college (12 units or more at an accredited 2 or 4 year college), and verification of a "2.0" minimum cumulative grade point average (GPA).
College freshmen who have not yet finished a full quarter or semester, or High School seniors must provide verification of a "2.0" GPA or higher. School enrollment and GPA verification can include transcripts, current grade reports, or documents from the office of financial aid, registrar or admissions.
Each applicant must show a willingness to pay and all of their credit obligations must be current.

Free annual statement with 12 transactions or more
Free Warranty Manager Service
Free Travel/Emergency Assistance
Earn one CURewards point for each dollar charged with the card (excludes cash advances and Convenience Checks). The points can be redeemed for merchandise, travel or LAFCU closed-end consumer loan* rate discounts. Visit www.curewards.com or call (800) 900-6160 for travel and merchandise redemption information. Certain loan* rates can be reduced by cashing out earned CURewards points, as follows:
- For loans up to $10,000: lower the rate one-quarter percent (0.25%) if you cash-out 2,500 points, or lower it half percent (0.50%) for 5,000 points.
- For loans over $10,000: lower the rate one-quarter percent (0.25%) if you cash out 5,000 points, or lower it half percent (0.50%) for 10,000 points.
- Points will accrue over five calendar years, and will expire on a first-in first-out basis annually. This means points earned in calendar year one (but not yet redeemed) will expire as of the last business day of calendar year five. For example, points earned anytime during the year of 2008 (year one) will expire on December 31, 2012.

* "Closed-End Consumer Loans" include boats, cars, motorcycles, personal computers, RVs, trucks, "Personaline" lines of credit and Signature loans.