Vehicle Loans (New & Used)

Vehicle Lease Look-Alike Loan
Vehicle Buying Help with LAFCU Auto Buying Service

From cars to trucks, personal watercraft to motorcycles, LAFCU offers competitive, flexible financing. Have your loan pre-approved prior to shopping for better negotiating leverage and convenience! Click for rates, and click for special rate offers.

Vehicles

  • Up to 100% financing
  • Terms up to 84 months
  • Click to apply for a vehicle loan
  • Click for help finding and purchasing a new or used vehicle through "LAFCU Auto Buying Service"

Motorcycles

  • Up to 100% financing
  • Terms up to 72 months
  • Click to apply for a motorcycle loan

Personal Watercraft

  • Up to 100% financing
  • Terms up to 72 months
  • Click to apply for a watercraft loan

RVs

  • Up to 100% financing 80%
  • Terms up to 120 months
  • For motor homes, camping trailers, fifth wheel trailers, custom vans and van conversions.
  • Click to apply for an RV loan

Classic, Collectible, Exotic and Special Interest Vehicles

  • Up to 70% financing
  • Terms up to 84 months
  • Loan cannot exceed low or average valuation guide or appraisal for new and used vehicles
  • Click to apply for this type of loan

Boats

  • Up to 100% financing
  • Terms up to 120 months
  • Loan amounts up to $50,000
  • Click to apply for a boat loan

Low rate options

Fixed and variable rates are tiered, based on the down payment amount and discounts apply based on your V.I.P. status. You'll also receive a discount when you apply through e-Loan Express. CURewards points can also be redeemed to lower your rate

Flexible Payment Terms - Your loan term depends on the amount financed:

Loan Amount Loan Term
Under $5,000 Up to 36 months
$5,000-$10,000 Up to 48 months
$10,000-$20,000 Up to 60 months
$20,000 and over Up to 84 months

Your first payment can be deferred for 60 days (interest accrues from the funding date).

Up to 100% financing

On approved credit, we will finance 100% of the purchase price, including tax, license, Mechanical Breakdown Insurance(MBI) and Guaranteed Auto Protection (GAP).