Vehicle Loans (New & Used)

Vehicle Lease Look-Alike Loan
Vehicle Buying Help with LAFCU Auto Buying Service

We offer low-rate loans with flexible financing to purchase a vehicle, watercraft or boat, or refinance a higher-rate loan from another lender. Have your loan pre-approved prior to shopping for better negotiating leverage and convenience! Click for rates, and click for special rate offers. Free e-Statements make accessing loan history easy and 24/7.

 

Vehicles

  • Up to 120% financing with a credit score of 680+
  • Up to 100% financing with a credit score of 679 or below
  • Terms up to 84 months
  • Get a loan using your free & clear vehicle title
  • Click to apply for a vehicle loan
  • Click for help finding and purchasing a new or used vehicle through "LAFCU Auto Buying Service"

Motorcycles

  • Up to 120% financing with a credit score of 680+
  • Up to 100% financing with a credit score of 679 or below
  • Terms up to 72 months
  • Click to apply for a motorcycle loan

Personal Watercraft

  • Up to 120% financing with a credit score of 680+
  • Up to 100% financing with a credit score of 679 or below
  • Terms up to 72 months
  • Click to apply for a watercraft loan

RVs

  • Up to 120% financing with a credit score of 680+
  • Up to 100% financing with a credit score of 679 or below
  • Terms up to 120 months
  • For motor homes, camping trailers, fifth wheel trailers, custom vans and van conversions.
  • Click to apply for an RV loan

Classic, Collectible, Exotic and Special Interest Vehicles

  • Up to 70% financing
  • Terms up to 84 months
  • Loan cannot exceed low or average valuation guide or appraisal for new and used vehicles
  • Click to apply for this type of loan

Boats

  • Up to 120% financing with a credit score of 680+
  • Up to 100% financing with a credit score of 679 or below
  • Terms up to 120 months
  • Loan amounts up to $50,000
  • Click to apply for a boat loan

Low rate options

Fixed rates are tiered, based on the down payment amount and discounts apply based on your V.I.P. status. CURewards points can also be redeemed to lower your rate

Flexible Payment Terms - Your loan term depends on the amount financed:

Loan Amount Loan Term
$20,000 and over Up to 84 months

Your first payment can be deferred for 60 days (interest accrues from the funding date).

Up to 120% financing

On approved credit, we will finance 120% of the purchase price, including tax, license, Mechanical Breakdown Insurance (MBI) and Guaranteed Auto Protection (GAP).