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From cars to trucks, personal watercraft to motorcycles, LAFCU offers competitive, flexible financing. Have your loan pre-approved prior to shopping for better negotiating leverage and convenience!
Vehicles
- Up to 100% financing
- Terms up to 84 months
- Click to apply for a vehicle loan
Motorcycles
- Up to 100% financing
- Terms up to 72 months
- Click to apply for a motorcycle loan
Personal Watercraft
- Up to 100% financing
- Terms up to 72 months
- Click to apply for a watercraft loan
RVs
- Up to 100% financing 80%
- Terms up to 120 months
- For motor homes, camping trailers, fifth wheel trailers, custom vans and van conversions.
- Click to apply for an RV loan
Classic, Collectible, Exotic and Special Interest Vehicles
Up to 75% financing with terms up to 84 months and cannot to exceed middle or average valuation guide or appraisal.
- Up to 75% financing
- Terms up to 84 months
- Loan cannot exceed middle of average valuation guide or appraisal
- Click to apply for this type of loan
Boats
- Up to 100% financing
- Terms up to 120 months
- Loan amounts up to $50,000
- Click to apply for a boat loan
Low rate options
Fixed and variable rates are tiered, based on the down payment amount and discounts apply based on your V.I.P. status. You'll also receive a discount when you apply through e-Loan Express. CURewards points can also be redeemed to lower your rate
Flexible Payment Terms - Your loan term depends on the amount financed:
| Loan Amount | Loan Term |
| Under $5,000 | Up to 36 months |
| $5,000-$10,000 | Up to 48 months |
| $10,000-$20,000 | Up to 60 months |
| $20,000 and over | Up to 84 months |
Your first payment can be deferred for 60 days (interest accrues from the funding date).
Up to 100% financing
On approved credit, we will finance 100% of the purchase price, including tax, license, Mechanical Breakdown Insurance(MBI) and Guaranteed Auto Protection (GAP).