Secured, Unsecured Loans, and Line of Credit

Sometimes you just need a little extra cash. We have four ways
to get it.

"Personaline" Line of Credit/Overdraft Protection

This revolving personal line of credit (PLOC) comes in handy when you need quick access to cash. It carries a low variable rate and offers convenient access with line of credit checks and access at most ATMs. It also serves as overdraft protection for your LAFCU checking account. Click to apply.

Personal Unsecured "Signature" Loan (and Debt Consolidation)

Use this closed-end loan for any purpose and enjoy a low, fixed interest rate, an affordable monthly payment, and repayment terms up to 60 months. Click to apply.

Share Savings-Secured

With this account, your loan is secured by the funds in your savings account. This keeps your rate as low as possible and you have up to 72 months to repay - all without touching your savings. Borrow up to 100% of the balance and continue to earn dividends on your savings. Click to apply.

Share Certificate-Secured Loan

This loan offers another way to access funds without dipping into your savings. Borrow up to 80% of your Share Certificate balance, enjoy a low rate and take up to 60 months to repay. Click to apply.