All Rates and Yields are effective
SAVINGS (Share) RATES
| Account Type | Balance to Earn Dividends | APY* | Dividend Rate |
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Required for membership |
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| 14 |
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14 (e-Money Market = 2.0 above each Regular Dividend Rate) |
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No periodic withdrawals |
| Share Certificates | Flexible Term | APY15 | Dividend Rate |
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$1,000 minimum |
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$1,000 minimum or $100,000 minimum |
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$100,000 minimum |
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(Fixed Rate) $500 minimum |
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(Variable Rate) $500 minimum |
* APY = Annual Percentage Yield
CONSUMER LOAN RATES
| Vehicle & Boat Loans | Annual Percentage Rate (APR) | Maximum Loan Amount5 Financing includes tax, license, and optional: MBI (from LAFCU) and GAP |
Term3, 4 | |
| Variable APR1, 2 | Fixed APR1 | |||
| Annual Percentage Rate (APR) | Maximum Loan Amount5 Financing includes tax, license, and optional: MBI (from LAFCU) and GAP |
Term3, 4 | ||
| Variable APR1, 2 | Fixed APR1 | |||
| Annual Percentage Rate (APR) | Maximum Loan Amount5 Financing includes tax, license, and optional: MBI (from LAFCU) and GAP |
Term3, 4 | ||
| Variable APR1, 2 | Fixed APR1 | |||
| Annual Percentage Rate (APR) | Maximum Loan Amount5 Financing includes tax, license, and optional: MBI (from LAFCU) and GAP |
Term3, 4 | ||
| Variable APR1, 2 | Fixed APR1 | |||
| Annual Percentage Rate (APR) | Maximum Loan Amount5 Financing includes tax, license, and optional: MBI (from LAFCU) and GAP |
Term3, 4 | ||
| Variable APR1, 2 | Fixed APR1 | |||
| Variable APR1,2 | Fixed APR1 | Maximum Loan Amount6 | Term3, 4 | |
| Line of Credit | Varible APR1, 2 | Credit Amount6 | Term8 |
| 14 |
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| Personal Loans | Fixed APR1 | Maximum Loan Amount6 | Term3, 4 |
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| Share-Secured Loans | Fixed APR1 | Maximum Loan Amount | Term3, 4 |
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| 9 |
| Education Loans | Varible APR2 | Maximum Loan Amount | Term |
| Visa® Credit Cards14 | Fixed APR10 | Maximum Credit Limit6 | Term7 | Annual Fee |
* Earns "CURewards" travel, merchandise, or loan rate-reduction points.
REAL ESTATE LOANS11
Click e-Home Loan for real estate loan rates11, an online application, and more information. Click to read about our real estate loans.
HOME EQUITY LINE OF CREDIT (HELOC)14
| # Years Draw Period | # Years Amortized | Adjustable Rate | APR12,13 |
Contact us to apply for a HELOC.
Receive .125% rate discount when applying for a loan using "e-Loan Express" from LAFCU's website (excluding real estate loans, Share Certificate-Secured loans, Share-Secured loans, Student/Parent Educational loans, and Visa® cards).
IMPORTANT:
To understand the issues regarding loans and savings accounts at Los Angeles Federal Credit Union, please read and understand the following:
Share Savings Disclosure & Truth in Savings Act
The above listing of rates is meant for information purposes only and is not an advertisement.