All Rates and Yields are effective

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Home Equity Line of Credit (HELOC)14

# Years Draw Period # Years Amortized Adjustable Rate APR 12,13

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IMPORTANT:

To understand the issues regarding loans and savings accounts at Los Angeles Federal Credit Union, please read and understand the following:

Footnotes (this page links to a description of the above superscript footnote numbers)

Fee Schedule

Share Savings Disclosure & Truth in Savings Act

The above listing of rates is meant for information purposes only and is not an advertisement.