Jingle in the holidays with vehicle loan rates from 1.95%* APR, up to 120%** financing, 84-month terms, and no money down. Get a “Personal Auto Shopper” when you buy your next ride with our LAFCU Auto Buying Service, or take advantage of specially-priced vehicles at Auto Smart dealers near you. Affordable vehicle insurance from Liberty Mutual is also available. You’ll be surprised at how much holiday jingle you’ll save!
Apply for a Vehicle Loan Now
*Annual Percentage Rate: As of 10/1/13, the approximate payment per $1,000 borrowed is about $18 monthly for a new or used vehicle at 1.95% APR for 60 months, or $15 monthly for a new or used vehicle at 2.45% APR for 72 months, a credit score of 750 and above with 100% financing. If you opt for and are approved to have any payments delayed, interest will accrue on the loan balance and payment deferrals may result in extending the loan term. Rates are based on the term, collateral, down payment, account relationship, credit history, and getting car insurance from a Liberty Mutual representative at LAFCU and/or buying your car through LAFCU Auto Buying Service. All loans are subject to credit-granting criteria. Rates, terms, and conditions are subject o change without notice. You must be a LAFCU member to obtain credit. ** For qualified borrowers with a credit score of 680 and above.
You better watch out, you better not cry, holiday savings are coming to town with personal loans at only 6.9% APR*. If you’ve been good all year, treat yourself to something nice, like a winter car, a winter wardrobe or winter-ever you want! Hurry and apply, the low 6.9 % APR rate is limited and the deadline to apply is Decemeber 31, 2013. Watch your mail or call us for a loan application.
Apply for a Personal Loan
* APR = Annual Percentage Rate. All loans are subject to normal credit granting criteria. Other conditions may apply. Offer is subject to change without notice.
Want an end-of-the-year getaway? Finance it with a low-rate Visa card with rates from 8.49% APR*. Get a 2.9% APR** introductory rate for the first six months, no annual fees or transaction fees.
Plus, choose from Cash Back, CURewards and Student Visa credit card options. Each card has free automatic payment transfer, EZ payment service, and a low-fee “Design Your Own Card” image service.
Apply for a Visa Card
* APR = Annual Percentage Rate. There is no grace period for cash advances; interest is charged from the date of the transaction. Visa credit line cash advances taken at ATMs are subject to third-party fees. Rates, terms, and conditions are subject to change without notice. You must be a LAFCU member to obtain credit. Fixed and variable-rate credit cards available.
** At the end of the six-month “Introductory Period,” your entire Visa card balance reverts to the regular APR for which you originally qualified.
Are you new to LAFCU? Or, if you're already a member, would you like your family and friends to join LAFCU and enjoy the same benefits you do? Here’s a great incentive: Now through December 31, 2013, each new member can earn up to $265 during their first 90 days after joining LAFCU. It’s as easy as a-b-c:
a) Earn $65 after we receive your first Direct Deposit if you:
...Open a Share Savings account with a minimum $10 opening deposit
...Open a regular Checking account with a minimum $5 opening deposit
...Sign up and receive our free Check (debit) Card
...Sign up and receive our free online e-Statements for your Savings/Checking accounts
...Sign up for Direct Deposit of any recurring check (like a paycheck, retirement check, etc.)
b) Earn an additional $100 when you refinance a minimum $5,000 car loan from another lender with us.
c) Earn an additional $100 when you transfer a minimum $5,000 balance from another credit card to any LAFCU Visa® card for which you qualify.
Call (877) MY LAFCU (695-2328) to open an account!
*As a LAFCU member, you can earn $50 for each person you refer who joins LAFCU then finances a LAFCU home, personal or vehicle loan of at least $5,000 within 60 days of joining. Your immediate family members are eligible to join LAFCU no matter where they live.
Each person can earn up to $265 in the first 90 days of joining LAFCU. Amount(s) earned will be deposited in their LAFCU accounts as follows: $65 after LAFCU receives their first Direct Deposit of at least $100, and they open Checking & Savings accounts, and sign up for e-Statements and a Check Card; $100 for one non-LAFCU vehicle minimum $5,000 refinanced at LAFCU; $100 for one credit card balance minimum $5,000 transferred from a non-LAFCU credit card to a LAFCU card. Not transferable. Ask us for details.