Drive into Summer Savings…Loans from 1.95% APR
Want to heat up your summer with a hot new car? Get a low loan rate, flexible financing and terms and a fast pre-approval on your next vehicle purchase. If you get a hybrid or buy a car in the City of Los Angeles, we can increase your savings even more.
Apply for a Vehicle Loan Online
VIP Treatment with LAFCU Auto Buying Service
Get first-class treatment with your very own personal auto shopper when you buy your vehicle with LAFCU Auto Buying Service (LABS). A free offering sponsored by New Cars Inc., LABS will help you search and purchase the new or pre-owned car, truck or SUV of your choice. There's no hunting, hassling or haggling. In many cases, your car can be delivered within 24 hours, even to your office. To make an appointment with an advisor, call (877) 695-2328 ext. 6378 or visit LAFCU Auto Buying Service.
Credit Union Direct Lending Dealers
Want to fly solo? Find a participating Credit Union Direct Lending (CUDL) near you and start your vehicle search any time. Since 1994, CUDL has worked with designated vehicle dealers to let members buy a vehicle and get low-rate loan financing at the dealer. Before you buy, research vehicle values and obtain projected monthly payments at CUDL. To search for a CUDL dealer near you, call (888) 283-4732 or visit CUDL and click “Locate.”
LAFCU to Host Community Shred-Fest in Gardena
When in doubt, protect your identity and just shred it. That’s what Los LAFCU is telling local residents by inviting them to its Community Shred-Fest on Saturday, May 18 from 9 am to 1pm. This free event takes place near LAFCU's Gardena Branch in the parking lot of the Gardena Gateway Shopping Center at 1352 West Artesia Blvd.
The purpose of this event is to empower residents to safely dispose of personal documents using a secure shred truck. All documents will be shredded on-site, leaving no possibility for theft or loss. Acceptable shred items include payroll stubs, account information, addresses, phone numbers, credit applications, background checks, budgets, tax documents, legal documents, mortgage and escrow documents, or any type of paper-based confidential information.
And who said you can’t shred and party at the same time? Along with this free service, LAFCU is celebrating the ten-year anniversary of its Gardena Branch. To help commemorate this milestone, the credit union will host a tent at the event complete with balloons, food, refreshments, eco-bag giveaways and more. Plus, every resident who attends the Shred-Fest will be entered for a chance to win a $500 gas card. Everyone is encouraged to bring their family and friends and enjoy a day of shredding-filled fun. Shred-one and shred all!
Donate & Score LAFCU Blood Drive
Donate blood and score cool prizes at the Donate & Score LAFCU Blood Drive on Wednesday, June 5, held 9am to 3pm in the Bloodmobile parked at our Glendale Corporate Office. In partnership with the American Red Cross, LAFCU will be collecting blood donations from members, employees and local residents. Join us in helping to save lives and give back to the Greater Los Angeles community. Why Should You Donate Blood?
After you donate, you will receive the following prizes:
• 2 L.A. Galaxy soccer game tickets (you must pay $20 total processing fee)
• 2 FREE Laugh Factory tickets
• 1 Wahoo Fish Taco coupon
To donate, you must:
• Bring a picture ID (i.e. driver’s license, passport, etc.)
• Have completed any antibiotics within 48 hours prior to giving blood
• Not have visited a malaria zone in the past 12 months
If you’d like to donate, please email morozco@lafcu.org today.
See you there!
Looking to Lower Your Current Loan?
You may be able to save thousands of dollars with rates as low as 1.95% APR* when you either refinance your non-LAFCU vehicle loans with us, or trade in your non-LAFCU vehicle & buy another vehicle with our free vehicle search and buying service.**
Plus, save on…
• Discounted Vehicle Insurance
• Mechanical Breakdown Insurance
• Guaranteed Auto Protection
• Vehicle Loan Debt Protection
*Annual Percentage Rate: As of 11/1/12, the approximate payment per $1,000 borrowed is about $18 monthly for a new or used vehicle at 1.95% APR for 12 to 60 months, or 2.45% APR for 72 to 84 months, a credit score of 680 and above with 100% financing (ask us for details.) If you opt for and are approved to have any payments delayed, interest will accrue on the loan balance and payment deferrals may result in extending the loan term. Rates are based on the term, collateral, down payment, account relationship and credit history. All loans are subject to credit-granting criteria. Rates, terms, and conditions are subject to change without notice. You must be a LAFCU member to obtain credit.
**We can refinance the current vehicle, RV or motorcycle loan you have with another lender and possibly give you a lower rate and monthly payment. Vehicle refinance is based upon approval and written verification of your loan rate with your other lender is required. You must apply for the vehicle refinance by Monday, December 31.
Earn up to $265*
Are you new to LAFCU? Or, if you're already a member, would you like your family and friends to join LAFCU and enjoy the same benefits you do? Here’s a great incentive: Now through June 30, 2013, each new member can earn up to $265 during their first 90 days after joining LAFCU. It’s as easy as a-b-c:
a) Earn $65 after we receive your first Direct Deposit if you:
...Open a Share Savings account with a minimum $10 opening deposit
...Open a regular Checking account with a minimum $5 opening deposit
...Sign up and receive our free Check (debit) Card
...Sign up and receive our free online e-Statements for your Savings/Checking accounts
...Sign up for Direct Deposit of any recurring check (like a paycheck, retirement check, etc.)
b) Earn an additional $100 when you refinance a minimum $5,000 car loan from another lender with us.
c) Earn an additional $100 when you transfer a minimum $5,000 balance from another credit card to any LAFCU Visa® card for which you qualify.
*As a LAFCU member, you can earn $50 for each person you refer who joins LAFCU then finances a LAFCU home, personal or vehicle loan of at least $5,000 within 60 days of joining. Your immediate family members are eligible to join LAFCU no matter where they live.
Each person can earn up to $265 in the first 90 days of joining LAFCU. Amount(s) earned will be deposited in their LAFCU accounts as follows: $65 after LAFCU receives their first Direct Deposit and they open Checking & Savings accounts, and sign up for e-Statements and a Check Card; $100 for one non-LAFCU vehicle minimum $5,000 refinanced at LAFCU; $100 for one credit card balance minimum $5,000 transferred from a non-LAFCU credit card to a LAFCU card. Not transferable. Ask us for details.
