Need a Shower of Cash?

Are you in a cash drought? If so, cool off with the shower of cash you´ll get from a 9.9% APR* Personal Unsecured Summer Loan from LAFCU.

Through June 30, qualified LAFCU members can borrow from $1200 to $4,800** and use the cash for:

Easy Repayment

Repayment is easy too with low monthly payments from 12 to 48 months, depending on the loan amount. Sign up for automatic transfer of your loan payments or opt for payroll deduction if you're a Los Angeles City employee. LAFCU also offers by-mail service with loan payment coupons.

Apply Today!

Click here to apply 24/7 with e-Loan Express or call us at (877) MY LAFCU (695-2328).

Limited-time offer... apply by June 30, 2008.

Not A LAFCU Member?

Applying for LAFCU Membership is easy. Click here for more info.

* APR = Annual Percentage Rate. Loan proceeds may not be used to pay off other LAFCU loans, otherwise the regular personal loan date in effect at that time will apply. All loans are subject to normal credit granting criteria. Other conditions may apply. Offer is subject to change without notice. You must be a member of LAFCU to obtain credit. LAFCU membership is open to active and retired employees, and active volunteers of Los Angeles City, members of the Los Angeles Charitable Association, Inc., and members of their immediate family. ** You can always apply to borrow additional funds.

Searching for a Vehicle?

For help finding a new or used vehicle anytime, contact New Cars, Inc. (NCI), LAFCU´s in-house discount vehicle search and buying service. They´ll search for your next vehicle and save you time and money by providing rebates and some of the non-disclosed cash incentives that manufacturers give dealers. There´s no hunting, hassling or haggling. NCI does all the work!

Contact NCI Today!

For an appointment with an NCI representative at a LAFCU branch, call (800) 748-5747, or visit www.newcarsinc.com/lafcu

*New Cars Inc. can assist you in purchasing your next automobile at a terrific price because they are not limited to a franchise of any particular make. NCI is an auto buying service and all new cars arranged for sale are subject to price and availability from the franchised new car dealer.

Cultivate the Cash in Your Home

Cultivate the cash in your home with a Los Angeles Federal Credit Union Home Equity Line of Credit (HELOC). Use the cash to cover any expense such as home improvements, debt consolidation, education, or any other purchase.

Borrow up to 80% of your home´s appraised value, minus any liens, with a minimum $5,000 advance at the time of closing. HELOC benefits also include:

3.49% Introductory APR*

Receive a low fixed rate for the first six months, with 10 years to draw from this line of credit.

Low Adjustable Rate for the Remaining Term

Once the introductory period ends, the HELOC converts to an adjustable interest rate. The rate will be the current Index (one year T-Bill Constant Maturity), plus a margin of 2.25%, with a minimum 4.0% APR.

No Points and No Annual Fees

Save hundreds of dollars!

Possible Tax Savings

HELOC finance charges may be tax deductible for additional savings. Consult your tax advisor for details.

Easy Access

Your HELOC is a revolving line of credit with personalized checks for easy access. Your account can conveniently be accessed with your LAFCU Home Equity Access Card, e-Branch, VoiceTel-24, or by visiting any LAFCU or Shared Credit Union Branch location. The card, issued when you open a new HELOC creditline, can be used at any merchant that accepts VISA® cards.

Convenient Payments

Monthly payments are 1% of the balance due monthly and can automatically be taken from your LAFCU Account using our free EZ Pay service.

Apply 24/7

To apply for your HELOC, visit the e-Home Loan page, call (877) MYLAFCU (695-2328) ext. 7702 or visit any LAFCU branch.

*APR=Annual Percentage Rate. Offer is for adjustable-rate HELOC applications. VIP discounts do not apply to the 3.49% introductory APR.

Pick a great Visa® Card Opportunity

From November 1, 2007 through May 31, 2008, pick a reduced 2.9% APR* on transactions paid with LAFCU Visa® Convenience Checks (minimum $100). These checks give you a convenient way to make a variety of purchases like:

Pick great benefits from our Visa® Card, which include:

Apply for a Card Today

If you've yet to acquire our card, you can still take advantage of this special offer: Simply apply for the card today, and you'll be mailed the 2.9% APR Convenience Checks after card approval.

Hurry, the 2.9 % APR is only valid until May 31, 2008!

* APR = Annual Percentage Rate. Minimum Convenience Check transaction is $100. Offer applies only to purchases or cash advances made with LAFCU Visa Convenience Checks from November 1, 2007 to May 31, 2008. Convenience Checks that clear before November 1, 2007, or after May 31, 2008, will not be eligible for the 2.9% APR. There is no grace period for cash advances or Convenience Check transactions; interest is charged from the date of the transaction. Visa credit line cash advances taken at an ATM are subject to third party fees. Transactions using Visa Convenience Checks will not count towards LAFCU's Visa Platinum with Cash Back and Platinum Plus CURewards program. On June 1, 2008, outstanding balances at 2.9% APR will change to the regular rate in effect for your card at that time. From November 1, 2007 to May 31, 2008, your LAFCU Visa account must be kept in good standing, otherwise the balance at 2.9% APR will revert to the regular rate in effect for your card and all balances will be charged at that rate. Any Convenience Checks you write will be handled as cash advances under the terms and conditions of your cardholder agreement. Rates, terms, and conditions are subject to change without notice. You must be a LAFCU member to obtain credit.

** All LAFCU Visa® cards have no annual fee, and the Annual Percentage Rates (APR) range from 7.99% to 15.65%. The grace period for repayment of balances for purchases is 25 days, and the Late Payment rate is 17.90% APR.

*** At the end of the six-month "Introductory Period," your entire Visa card balance reverts to the regular APR for which you originally qualified.