Consumer Loan Protection

LAFCU offers several loan protection options, the cost of which can be affordably added to your loan payment.

Debt Protection Plans

In the event of involuntary unemployment, disability, hospital stay or death, these plans protect yours and your family's credit by cancelling or suspending all or a portion of your loan or outstanding debt.

Guaranteed Auto Protection

GAP covers the difference between the value of your vehicle and the outstanding loan amount if your vehicle is totaled in an accident or stolen. Some exceptions may apply.

Mechanical Breakdown Insurance

MBI is the affordable alternative to a dealer's extended warranty. A policy can be purchased for both new and used vehicles, no matter where the vehicle is financed.

Visa Card Insurance

This insurance is available for cardholders in good standing who are 71 and under. Benefits are paid in the event of involuntary unemployment, disability or death. For details, call Central States Indemnity at (800) 445-6500.