"Basic" Checking Account Features:
- No minimum balance requirement
- No per-check fees
- Unlimited check writing
- Dividends are earned on balances of $500 and above
- Receive one free box of standard LAFCU checks per calendar year (Basic, Value & Imperial accounts) or two boxes per order (Premier & Premier-55 accounts). Additional designs are available for a fee.
- Fee-free access at any LAFCU or CO-OP® ATM
- Free e-Branch online account access
- Free e-Bill Pay
- Free e-Check Images (online viewing of your cleared checks through e-Branch)
- Free Voice-Tel 24 access
- Enjoy additional benefits with our three V.I.P. accounts
- Contact us to open a checking account
"Second Chance" Checking Account
Everyone deserves a second chance...and that is why we offer "Second Chance" checking with ATM card privileges. You may qualify if you're unable to qualify for our regular checking account, due to a negative "ChexSystem" rating or excessive Non-Sufficient Funds check overdrafts. There is low monthly fee if you have Direct Deposit, or a higher fee without it. Direct Deposit is any recurring monthly check, including pay, retiree, and Social Security. Your "Second Chance" account will be converted to our no-monthly fee checking account if you keep it in "good standing" for 12 consecutive months.
Need to order checks on an existing account? Click here. All checking accounts are cleared through ChexSystems. Disclosures will be provided when you open your account.