LOANS
- Vehicle Loans Rates As Low as 2.99% APR
For a limited time, qualified LAFCU members can enjoy a new vehicle loan rate at 2.99% APR for 36 months or 3.99% APR for 48 or 60 months with 100% financing.* - "Hybrid" Vehicle discount:
Receive an additional 0.25% (¼ percent) loan rate reduction when financing a qualifying "hybrid" gas/electric vehicle. - Vehicle "Rate Beater" program:
If you're approved for fixed-rate financing with a vehicle dealership at a lower rate than at LAFCU, we'll beat that rate by 0.25% (¼ percent). Conditions apply ... ask us for details. - "Closed-End Consumer Loan" rates
Our rates are known for being low…yet there are ways to make them even lower! "Closed-End Consumer Loan Rates" include boats, cars, motorcycles, personal computers, RVs, trucks, "Personaline" lines of credit and Signature loans:- Reduce your rate by an additional 0.125% (⅛ percent) by applying online using e-Loan Express.**
- Receive 0.50% (1/2 percent) loan rate discount for loan payments made with Automatic Transfer
(only for loans opened after 6/17/08) - Get up to an additional 0.375% (⅜ percent) loan rate reduction based on your VIP rewards account level.**
- Get up to an additional 0.50% (½ percent) loan rate reduction by redeeming CURewards points earned
with your LAFCU Visa® Platinum Plus credit card**
- Refinance your higher-rate loans and credit card balances into lower-rate LAFCU loans or a credit card. Contact us for more info.
- Loan payments can easily be made by:
- Automatic Transfer
- Payroll deduction
- Mailing a payment to LAFCU
- Scheduling a payment online with e-Bill Pay
- Transferring funds online with e-Branch
- Transfers at an ATM
- Telephone with VoiceTel-24
- Visiting a CU Service Center (Shared Branch)
- Visiting a LAFCU branch
SAVINGS
Our deposit accounts pay very competitive dividends:
- Earn our highest Share Savings yields on balances of $1,000 and over
- Longer term Share Certificates have higher yields than shorter term
- Earn our highest Share Certificate yields on $100,000 and over
- Earn our highest Money Market yields on balances of $50,000 and over
CHECKING
Click to read about the many beneficial features of our Checking accounts, including earning dividends and free boxes of checks.
*Annual Percentage Rate. As of July 1, 2010, the approximate monthly payment per $1,000 borrowed is $30 for a new vehicle at 2.99% APR for 36 months or 3.99% APR for 48 or 60 months at 100% financing (ask us for complete details). Example includes having a credit score of 680 and above. The APR quoted does not apply to refinances of existing LAFCU loans. If you opt for and are approved to have any payments delayed, interest will accrue on the loan balance. Rates are based on the term, collateral, down payment, account relationship and credit history. All loans are subject to credit-granting criteria. Rates, terms, and conditions are subject to change without notice. You must be a LAFCU member to obtain credit.
** Applies to new loan applications only and is not available on refinances of existing LAFCU loans. These three discounts (online, VIP, and CURewards) can be used in any combination. No other discounts can be used with these three discounts, and other restrictions may apply.