Special Rate Offers
LOANS
- "Closed-End Consumer Loan" rates
Our rates are known for being low…yet there are ways to make them even lower! "Closed-End Consumer Loan Rates" include boats, cars, motorcycles, personal computers, RVs, trucks, "Personaline" lines of credit and Signature loans:- Reduce your rate by an additional 0.125% (⅛ percent) by applying online using e-Loan Express.*
- Receive 0.50% (1/2 percent) loan rate discount for loan payments made with Automatic Repayment
- Get up to an additional 0.375% (⅜ percent) loan rate reduction based on your VIP rewards account level.*
- Get up to an additional 0.50% (½ percent) loan rate reduction by redeeming CURewards points earned with your LAFCU Visa® Platinum Plus credit card*
- "Hybrid" Vehicle discount:
Receive an additional 0.25% (¼ percent) loan rate reduction when financing a qualifying "hybrid" gas/electric vehicle. - Vehicle "Rate Beater" program:
If you're approved for fixed-rate vehicle financing with another lender at a lower rate than at LAFCU, we will beat that rate by the nearest 0.25% (¼ percent). Conditions apply - ask us for details. - Refinance your higher-rate loans and credit card balances into lower-rate LAFCU loans or a credit card. Contact us for more info.
- Loan payments can easily be made by:
- Automatic Transfer
- Payroll deduction
- Mailing a payment to LAFCU
- Scheduling a payment online with e-Bill Pay
- Transferring funds online with e-Branch
- Transfers at an ATM
- Telephone with VoiceTel-24
- Visiting a CU Service Center (Shared Branch)
- Visiting a LAFCU branch
SAVINGS
Our deposit accounts pay very competitive dividends:
- Earn our highest Share Savings yields on balances of $1,000 and over
- Longer term Share Certificates have higher yields than shorter term
- Earn our highest Share Certificate yields on $100,000 and over
- Earn our highest Money Market yields on balances of $50,000 and over
CHECKING
Click to read about the many beneficial features of our Checking accounts, including earning dividends and free boxes of checks.
* Applies to new loan applications only and is not available on refinances of existing LAFCU loans. These three discounts (online, VIP, and CURewards) can be used in any combination. No other discounts can be used with these three discounts, and other restrictions may apply.