Cash Rule$ Financial Education, offered by Los Angeles Federal Credit Union (LAFCU), provides a variety of convenient tools that teach high school and college students money management basics. The average student who graduates from high school lacks basic fundamentals in personal finance, according to the Washington, DC-based Jump$tart Coalition for Personal Financial Literacy. LAFCU aims to empower students in the subject of personal finances, warn them of traps that impede their earnings and educate them about financial products that help their money grow! Cash Rule$ Financial Education teaches students how to:
- Balance a checkbook
- Borrow wisely and apply for loans
- Budget monthly expenses
- Establish and maintain credit
- Make purchasing decisions
- Manage a checking account
- Manage debt successfully
- Read a paycheck, difference between gross and net pay
- Read statements from financial institutions
- Save money regularly
- Set short-term and long-term financial goals
Crash Course in Cash
"Crash Course in Cash," taught by our "Cash Rule$" Coordinator, is a personal finance course that helps students prepare for life after graduation. The class is a fun, interactive experience utilizing basic math concepts and real-life examples.
If you´d like to sign up your group for the "Crash Course in Cash," Click here!
If you prefer to teach the course on your own, or download it for personal use, Click here!
"Guides to Independence™," offered through the Credit Union National Association (CUNA), is a series of short, online interactive tutorials that "guide" students toward financial independence.
Students learn through simulations, games, quizzes, and interactions among young characters who solve their money problems with help from their friends, experts, and their credit union. The tutorials include:
- How to shop for everyday savings
- How to buy a used car
- How to shop for big ticket items
- How to achieve financial goals
- How to save and invest short-term
- How to invest in stocks and bonds
- How to start a checking account
- How to balance a checking account
- How to use a check card
- How to budget income
- How to budget expenses
- How to get a loan
- How to manage debt
- How to pay for school
- My credit union...where I belong
If you have difficulty downloading, click here.
If you have a question about budgeting, saving, or reaching your financial goals, email your question to our Cash Rules Expert! firstname.lastname@example.org.